Top Business Loans | Compare Rates

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Min Time in Business	Min Time in Business 12+ months	Min Time in Business 12+ months	Min Time in Business 6+ months	Min Time in Business 12+ months	Min Time in Business 0 months	Min Time in Business 12 months	Min Time in Business 12+ months	Min Time in Business 12+ months	Min Time in Business 12+ months
Min Monthly Revenue	Min Monthly Revenue $25,000	Min Monthly Revenue $20,000	Min Monthly Revenue $4,000	Min Monthly Revenue $20,000	Min Monthly Revenue $0K in monthly revenue	Min Monthly Revenue $15,000 to $150,000	Min Monthly Revenue $15,000	Min Monthly Revenue $9,000	Min Monthly Revenue $10,000
Min Credit Score	Min Credit Score 0	Min Credit Score 500	Min Credit Score 550	Min Credit Score 580	Min Credit Score 0	Min Credit Score 600	Min Credit Score 650	Min Credit Score 500	Min Credit Score 500
Loan Amount	Loan Amount $10,000 - $2,000,000	Loan Amount $5,000 - $500,000	Loan Amount $1,000 - $100,000	Loan Amount $1,000 - $5,000,000	Loan Amount $10,000 - $5,000,000	Loan Amount $5,000 - $1,000,000	Loan Amount $1,000 - $400,000	Loan Amount $10,000 - $500,000	Loan Amount $5,000 - $1,000,000
Repayment Period	Repayment Period 12 to 48 months	Repayment Period 3 to 15 months	Repayment Period 12 or 24 weeks	Repayment Period 1 month to 25 years	Repayment Period 6 months to 10 years	Repayment Period 1-25 years	Repayment Period 6 to 18 months	Repayment Period 6 to 15 months	Repayment Period 3-60 months
APR Range	APR Range Varies by lender	APR Range Varies	APR Range 10.1% to 68.7% for 12 weeks; 11.4% to 78.6% for 24 weeks	APR Range 8% - 24%	APR Range Varies	APR Range Starting at 7%	APR Range 9.99%+	APR Range 15% - 30%	APR Range No information provided
Business Credit Card	Business Credit Card	Business Credit Card	Business Credit Card	Business Credit Card	Business Credit Card	Business Credit Card	Business Credit Card	Business Credit Card	Business Credit Card
Equipment Loans	Equipment Loans	Equipment Loans	Equipment Loans	Equipment Loans	Equipment Loans	Equipment Loans	Equipment Loans	Equipment Loans	Equipment Loans
Line of Credit Loans	Line of Credit Loans	Line of Credit Loans	Line of Credit Loans	Line of Credit Loans	Line of Credit Loans	Line of Credit Loans	Line of Credit Loans	Line of Credit Loans	Line of Credit Loans
SBA Loans	SBA Loans	SBA Loans	SBA Loans	SBA Loans	SBA Loans	SBA Loans	SBA Loans	SBA Loans	SBA Loans
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Joe Schwartz

Business Loans Editor

Joe is the chief content editor of TheTop10Sites and manages a diverse team of content writers. He holds a degree in online communications and his writing has been featured in a wide range of online publications.

FAQ's About Business Loans

Financing your business has become easier than ever with the many the lenders and business loan providers available. From SBA loans to lines of credit, businesses can apply for many types of loans in the market. Get started with the most commonly asked questions about business loans services.

Should I get a business loan?

Business loans have a few advantages. By obtaining a loan, the lender does not have equity in the business. Instead, you simply need to repay principal plus interest. After repayment, you do not need to share profits with the lender. This also reduces administrative duties by eliminating the need for shareholder meetings and votes. In addition, loans do not require the same regulations on investments.

What kind of information do I need to provide to apply for a loan?

Lending requirements depend on the business loan service. Often, lenders expect good credit, collateral, and steady monthly revenue for approval. A commercial lender may also request a business plan to prove that a business can repay the loan.

What is APR?

The APR (annual percentage rate) refers to the annualized interest rate charged for your personal loan. Typical APRs range from about 5% up to 30%. The APR of the loan depends on the applicant’s financial history, assets, income, credit history, and other factors.

How much time do I have to repay the loan?

Repayment agreements depend on the terms negotiated between your business and the lender. Repayment periods can be as low as 6 months or less or for up to 5 years or more. When negotiating your loan, make sure to agree upon repayment terms that suit your current budget.

What kind of business loans are available?

There are many options for financing your business. Below are a few of the most common types of business loans:
Business Lines of Credit: A line of credit that businesses can access when needed
Equipment Financing: Loans to finance equipment in which equipment serves as collateral
SBA Loan: Low-cost, flexible loans secured by the Small Business Administration
Short Term Loan: Small loans with short repayment terms between 3 to 18 months