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In-depth review of Fundera business loans. Discover whether or not you qualify for a Fundera loan and if it's the right choice for your business.



Businesses looking for access to quick cash can turn to Fundera business loans as an alternative solution. Traditional bank loans can take time for approval to process and have strict requirements. With Fundera, businesses can acquire access to crucial capital, whether looking to get your start up off the ground or replace equipment. Fundera has a range of financing options so even if your business is new or has poor credit, you may still have options   

Fundera business loans provides a marketplace for borrowers to compare offers. A Fundera representative will work with businesses side by side to help throughout the process, from applying and shopping to accepting and paying back a business loan. Hands-on support means businesses receive funding quickly with support throughout the entire loan period. 

Based out of New York, Fundera was founded in 2014, helps thousands of business secure over $750 in financing. Fundera business loans has earned a 5-star rating on Trustpilot. It is also accredited by the Better Business Bureau. Customers who feel unsure about sharing financial information online can rest assured as Fundera protects all information shared with its site with Norton Secured. 



Fundera doesn’t provide loans directly themselves, but instead is a marketplace connecting small business owners to lenders. Because of this, Fundera Business Loans can accommodate a range of industries and the specific needs of each applicant. Through a single service, customers can apply for different financing options for loans up to $5 million including: - SBA Loans 


- Business Term Loans 

- Business Line of Credit 

- Invoice Financing 

- Startup Business Loans 

- Short Term Business Loans 

- Merchant Cash Advance 

- Personal Loans for Business



Application Process

If you’re a first time borrower, Fundera business loans offers an easy-to-follow online application complete with informative resources to guide you through the process from start to finish. Make sure to review the Small Business Financing Guides at before you begin to get informed before committing to a loan. 

When ready to apply, customers can handle the entire process through the Fundera website. The application involves a few questions regarding finances and which loan options you seek. 

After submitting the application, Fundera business loans will pair you with a dedicated support person. From here, you can sit back as the Fundera representative will shop for lending options. Next, the agent will reach out with offers and help guide you toward making the right choice before accepting a loan. 

Fundera works with over 25 online lenders, and the company is lender-neutral, meaning it does not promote one lender over another. If considering Fundera as an option to secure a business loan, keep in mind that the company generally looks for applicants with a credit score of 550 or higher.



Repayment Terms

Through Fundera, businesses can secure up to $5 million in loans. Fundera does not charge any origination fees. APR rates start at 7%. Because Fundera is not a direct lender, the company instead works with a range of lenders. This means that applicants benefit from flexible repayment terms depending on several factors. Prior to accepting a loan, a representative will work with the borrower to shop around for the ideal rates and terms for their loan. Repayment periods vary between 1 up to 25 years depending on the lender, type of loan and the amount being borrowed. 


Customer Support
The Fundera Business Loans website has plenty of online resources to help businesses navigate the lending process. It all begins with the Small Business Financing Guide, an informative step-by-step tutorial on how to manage business loans, even for first-time borrowers. 

Fundera business loans boasts excellent customer service. The attentive staff makes sure no questions go answered and that customers feel certain about making any financial decision. 

Visit Trustpilot to get an idea of the level of quality you can expect with Fundera business loans. The company has earned 5-star ratings on average. Customers love the level of service when working with the knowledgeable staff throughout the lending process. Customer feedback includes: 

“The process was fast and on time as promised!” 
“The people were all very knowledgeable and helpful. Paperwork requirements were a little excessive…” 
“Was very satisfied . The company was terrific. A star rating.” 

Customers can get in touch with support directly by email ( or through the toll-free number at 1 (800) 386-3372. Fundera also has a wealth of online resources available on its website. 

  • Range of business loans
  • Hands-on guidance
  • 5-star rating on Trustpilot
  • Not a direct lender
  • Limited choice of lenders
With Fundera, customers work with a lending pro to shop for business loan offers.


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Joe Schwartz

Business Loans Editor

Joe is the chief content editor of TheTop10Sites and manages a diverse team of content writers. He holds a degree in online communications and his writing has been featured in a wide range of online publications.