Read expert review of LoanBuilder. Find the Top 10 Business Loans services for your needs with detailed reviews and comparison




LoanBuilder is a PayPal service owned by Swift Financial, specializing in short-term business loans. They provide this service to small businesses in as quickly as one business day and allow businesses to customize their loan terms in order to best suit their needs. In order to qualify for a loan through LoanBuilder, businesses must exist for at least 9 months, have $42,000 in yearly revenue, and a minimum credit score of 600.

LoanBuilder has consistently drawn praise from small businesses and has received an A+ rating from the Better Business Bureau in addition to a near perfect score on Trustpilot.





LoanBuilder features a simple application process where small businesses can easily apply for funding and compare repayment terms and conditions. Loans vary between $5,000 up to $500,000 and funds can be transferred in just one business day. Loans are repaid in simple, fixed payments and require no origination fee. 



Application Process


Before applying for a loan, small businesses can view the LoanBuilder Configurator to see estimated loan options right away. You won't be able to accept these terms but it give you a good idea of what to expect right off the bat.

The actual application is extremely simple and requires only basic contact and business information. To qualify, your business requires at least nine months of operation with annual revenue of at least $42,000. You'll also need a credit score of at least 550.



Repayment Terms


LoanBuilder's repayment terms depend on the loan amount and can vary from 13 to 52 weeks. Loans are paid back in weekly automated repayments, and customers benefit from transparent terms with a single fixed fee cost.



Customer Support


LoanBuilder’s customer support team is available online or through a toll-free telephone number, which is open for inquiries Monday to Friday from 9AM to 8PM ET and on Saturdays from 11AM to 3PM.

In addition to their customer support, LoanBuilder's website has a short FAQ section that should help answer any questions you may have. Above that, however, LoanBuilder does not offer much in the way of financial guides, videos, or social media pages.

  • Fixed repayment
  • Transparent terms
  • Easily build loan terms
  • Short repayment periods
  • Stacking fees
Quick small business loans with customizable terms and short repayment periods.


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Joe Schwartz

Business Loans Editor

Our chief content editor, Joe manages a diverse team of content writers. He holds a degree in online communications and his writing has been featured in a wide range of online publications.