In a nutshell: Reliant Funding offers short-term business loans that range from $5,000 to $500,000. The application can be completed very quickly, and if a business qualifies, they can get their funding in 3-5 days. In addition to business loans, Reliant Funding offers equipment financing and merchant cash advances for many different industries.




Reliant Funding offers short-term loans in the form of merchant cash advances, small business loans, and equipment financing. They provide businesses in many different industries with funding that they need for growth. The company does a credit check, but their approval rate is high. A business’ annual income and number of years in business are important factors that Reliant Funding considers.





Reliant Funding grants businesses the ability to finance their business needs and expand. Their services focus on three types of loans: merchant cash advances, equipment financing, and short-term loans. The application process can be completed quickly, and it only takes 3 to 5 business days for approved businesses to receive their funding. Additionally, Reliant Funding requires no collateral from borrowers.



Application Process


There is no obligation for potential borrowers when they get a free online quote, and the application takes no time at all to complete. With more than 70% of applicants being approved for loans, Reliant Funding’s approval rate is high.

For approval, Reliant Funding requires an applicant to have owned their business for at least a year and the businesses’ sales revenue must be at least $10,000 a month. Additionally, the applicant cannot have declared bankruptcy at any time. The process checks credit history, but other factors are more important when it comes to approval. The turnaround time from applying to getting approved is fast and qualified businesses can receive approval for loans within a day of submitting the application.



Repayment Terms


Reliant Funding grants short-term loans to businesses in many different industries. Their repayment periods vary depending on the type of loan given. Small business loan repayment periods can range from 3 to 24 months. The repayment periods for loans granted for equipment financing are longer and can be anywhere from 18 to 60 months. Loan terms and interest rates are not clear on the Reliant Funding website.



Customer Support


Though the website’s FAQ is short, it gives potential borrowers a good introduction to the services offered by Reliant Funding and the qualifications needed for a business to receive approval for a loan. If a potential borrower still has questions, support is available through the website via live chat or an online form and also via phone. Reliant Funding is active across social media sites like Facebook, Twitter, Instagram, Google+, and Linkedin.

  • Quick application process
  • Fast approval
  • Financing for equipment
  • Only short-term loans
  • Rates not disclosed up front
Reliant Funding specializes in short-term loans in many different industries with fast, easy loan approvals.


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Joe Schwartz

Business Loans Editor

Our chief content editor, Joe manages a diverse team of content writers. He holds a degree in online communications and his writing has been featured in a wide range of online publications.