365FASTLOANS 2019
IN-DEPTH REVIEW

Read expert review of 365FastLoans. Find the Top 10 Debt Consolidation services for your needs with detailed reviews and comparison

8.3

Overview

 

If you're looking for a debt consolidation loan to replace your high interest debt loan(s), 365FastLoans could be a great option for you. Instead of paying back multiple debts to multiple creditors, 365FastLoans can provide you with a single debt consolidation loan with a lower monthly payment, saving you money in the short and long run. 

The company makes it extremely easy to find a loan for any amount between $500 to $35,000. To discover if a 365FastLoans loan is right for you, read on to discover information about the application process, eligibility, and more.

 

Application Process

 

One of the biggest strenghs of 365FastLoans is their incredibly simple application process. The whole application takes about 2 minutes from start to finish and aside from basic information such as your name, email, phone, and address, you'll need to provide some basic financial information such as your monthly income, driver's license or state ID, and social security number. Finally, you'll need to provide details of your bank so that when the process is complete, the loan amount can be directly deposited into your account. 

 

Debt Services

 

365FastLoans service should not be confused with debt relief. A debt relief company will work with you to negotiate down your debt and will be in touch with your creditors directly. They may also offer you personal credit counseling services and will help you reduce your overall debt amount and become debt-free faster.

What 365FastLoans will do is much simpler. Say you have a credit card loan with a 10% APR plus a medical loan with a 15% APR. 365FastLoans can help consolidate these loans into one single loan with a lower APR and more favorable terms. This means you will save money every month and pay back a lower amount than originally planned.

 

Types Of Debt Covered

 

Because they do not offer a debt relief service, 365FastLoans can provide loans for any kind of debt. It doesn't matter if you have credit card debt, medical debt, or even debt from having taken a previous personal loan with a high APR.

In general, a loan from 365FastLoans can be used for almost anything from financing a wedding to paying for home renovations. For debt consolidation purposes, be sure that the loan terms you accept are more favorable than your current monthly debt payments. If you are confused or unsure of whether this is the case for you, you can use 365FastLoans' convenient loan calculator to see the long term ramifications of taking a loan.

 

Customer Support

 

It can be quite difficult to find contact information for 365FastLoans. They do provide an email address which can be found in the 'Terms & Conditions' section but they do not provide a phone number or live chat option. Furthermore, there is no FAQ or blog, and no social media channels where one can learn more information. In that sense, 365FastLoans is an extremely stripped down loan service which offers competitive rates on personal loans of all kinds. If you are looking for a lending service that has more accessible customer support, you might want to look elsewhere.

 

VISIT 365FASTLOANS NOW


 

PROS
  • Works with any credit score
  • Direct deposit in 1 business day
  • Initial form takes 2 minutes
CONS
  • Doesn't offer debt relief
  • Max loans of $35,000
  • Loans may have origination fees
BOTTOM LINE
365FastLoans offers debt consolidation loans ranging from $500 to $35,000 and provides funding within 1 business day.
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Joe Schwartz

Debt Consolidation Editor

Our chief content editor, Joe manages a diverse team of content writers. He holds a degree in online communications and his writing has been featured in a wide range of online publications.