Take control of your financial well-being with the top debt consolidation services. Review and compare the best debt consolidation options to reduce fees and lay out a plan for paying off debt.

Best for $20K+ in Debt

  • Resolve debt in 24-48 months
  • 750,000+ clients enrolled
  • Over $10 billion in debt solved
  • Free consultation
  • No hidden fees



  • Certified debt specialists
  • No hidden fees
  • High customer satisfaction



  • Free consultation
  • A+ accredited by BBB
  • Variety of debt services



  • Free consultation
  • Debt reduction of 20%-90%
  • Unsecured debt relief



  • Lending marketplace
  • No hidden fees
  • For all debt types


Joe Schwartz

Debt Consolidation Editor

Our chief content editor, Joe manages a diverse team of content writers. He holds a degree in online communications and his writing has been featured in a wide range of online publications.

FAQ's About Debt Consolidation

Looking to manage your financial well-being and consolidate your debt? Debt consolidation services can get you on the right track with reasonable repayment plans that reduce interest rates and fees and help you simplify monthly payments. In addition to comparing the top debt consolidation services, we've compiled some of the most commonly asked questions about debt consolidation.

Debt consolidation refers to a financial strategy that combines high-interest debts into a single, lower interest monthly payment. Consolidation loans have fixed terms and fixed interest rates, so you can take control of your debt, know exactly when you will be debt-free, and pay off your debt faster.
Those looking to consolidate debt usually have two different options. A 0% interest, balance-transfer credit card involves transferring debts onto the card and paying the balance in full during a promotional period. Another type of debt consolidation provides a fixed-rate personal loan in which borrowers use the money from the loan to pay off debts before paying back the loan in installments according to new terms.
Debt consolidation can help improve credit if it helps someone make payments on time while also reducing the amount of money owed on different accounts. However, credit can suffer if the person continues to run up credit card balances again or miss payments.
This will depend on the amount of debt you have and the terms you are looking for. Those in debt and in need of help managing finances can rely on a number of different debt consolidation services. You can review these different options at Funding Hero. Our reviews and side-by-side comparisons make it easy to view different rates and features available before choosing the best debt consolidation service for you.

Discover the ins & outs of debt consolidation