Top Personal Loan Services 2019 Comparison & Rating

9.8
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7.8
7.5

Bottom Line

Credible is a third-party lender hosting an intuitive online service for personal loans between $1-$50K.
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LendingTree lets you easily compare personal loan offers from $1,000 up to $50,000.
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AmOne connects borrowers with lenders to receive $1,000 to $40,000 in personal loans.
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BetterMoneyLoan provides an online matching service for individuals to find the ideal lending option quickly, catering to all credit scores.
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CashUSA offers quick, convenient personal loans between $500 to $10,000 with an approval decision based on factors such as job history and monthly income.
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LoansUnder36 secures personal loans for up to $35,000 through a network of hundreds of lenders.
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Personal loans between $1,000 to $50,000 and free credit monitoring software.
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LendingPoint offers personal loans between $2,000 to $25,000 helping applicants improve credit or consolidate debt.
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LendingClub connects borrowers with multiple lenders to secure loans between $1,000 to $40,000.
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SoFi offers fixed and variable rate personal loans between $5,000 to $100,000 with flexible repayment terms.
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Bad Credit Personal Loans provides an online connecting service for individuals with bad credit to find a loan company to finance their needs.
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With a network of over 100+ lenders, 5kfunds offers competitive personal loans between $1,000 to $35,000.
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Eloan provides loans for up to $35K & APR between 7.99% - 19.49% within one business day.
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Pros

  • Free online service
  • Range of rates and terms
  • Fast funding
  • Easily compare loan offers
  • Simple loan process
  • Superb customer service
  • Large network of loan providers
  • Flexible rates and terms
  • Easy online application
  • Free application
  • Transparent terms & conditions
  • Free credit check
  • Large lender network
  • Easy loan request process
  • Poor credit accepted
  • Hundreds of lenders
  • Flexible terms
  • Quick online application
  • Many online resources
  • Next day funding
  • Customizable payment options
  • Debt consolidation
  • Easy application
  • Flexible eligibility
  • Joint application loans available
  • Unemployment protection
  • No origination fees
  • Flexible eligibility
  • Free online form
  • Advanced encryption
  • Works with all credit scores
  • Instant online application
  • Quick funding
  • Direct bank transfer
  • No origination fees
  • Next-business day funding

Cons

  • Third-party lender
  • No 24/7 support
  • Not a direct lender
  • Not a direct lender
  • Limited contact information
  • Lack of customer service
  • Not a direct lender
  • Potential high APR
  • Not a direct lender
  • No live chat support
  • Limited online support
  • Origination fee of 1.5% to 6%
  • Minimum credit score of 620
  • May charge origination fee
  • Only available in 34 states
  • Charges origination fee
  • Not available in some states
  • Requires high credit score
  • Longer approval process
  • Maximum loan $10,000
  • Lack of support
  • Lacks online resources
  • No live chat
  • Loans up to $35K
  • No live chat