Top Personal Loan Services 2019 Comparison & Rating

8.2
8.0

Bottom Line

LendingClub connects borrowers with multiple lenders to secure loans between $1,000 to $40,000.
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SoFi offers fixed and variable rate personal loans between $5,000 to $100,000 with flexible repayment terms.
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Pros

  • Easy application
  • Flexible eligibility
  • Joint application loans available
  • Unemployment protection
  • No origination fees
  • Flexible eligibility

Cons

  • Charges origination fee
  • Not available in some states
  • Requires high credit score
  • Longer approval process