Top Personal Loan Services 2019 Comparison & Rating

9.0
8.0

Bottom Line

PersonaLoans.com offers a user-friendly online service with loans ranging between $500 up to $35,000 and most lender’s APR rates between 5.99% and 35.99%
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As a peer-to-peer lending group, Prosper offers fixed rate personal loans with 3 or 5 year repayment terms.
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Pros

  • Excellent service
  • Loans up to $35,000
  • High customer ratings
  • No collateral required
  • Peer-to-peer lending
  • Short verification process

Cons

  • Personal loans only
  • Not a direct lender
  • Must have good credit score
  • Fixed rate loans only